Financing

We have affordable, flexible financing available for your home project. We view the improvement of your home as a sound investment, not as just another purchase. With economic inflation and the rising cost of materials, it has never been a better time to invest in your home. At Ivy Lea, we will make sure it happens quickly and responsibly.

Simple

Ivy Lea can get most approvals within 24 hours.

Flexible

Ivy Lea offers several different financing options.
We’ll help you find the one that’s best for you!

It’s An Investment

Any home improvement project will cost more the longer you wait due to inflation.
The time to improve your home is now.

You can afford the home improvements that you have always wanted.
Let Ivy Lea Construction, Inc. show you how!

Energy Star FinancingUsing Energy Star® products can help you save up to 40% on energy costs by improving your home’s insulation and heating system using Ivy Lea Construction, Inc. Energy Star® offers several financing options to help you get your home improvement projects started.

Option 1

Green Jobs Green New York Financing

  • Low-interest, unsecured loan, for 1-to-2-family, owner occupied homes.
  • Up to $13,000 loan limit, 5, 10, or 15-year term. Ask your contractor for current rate. Work must be performed through the Green Jobs Green New York Program.
  • May be combined with options 2 and 3.
Option 2

Assisted Home Performance with ENERGY STAR® Work Scope Incentive

  • Available to income-qualified homeowners, as part of the Home Performance with ENERGY STAR® commitment to making energy efficiency affordable to all New Yorkers.
  • $5,000 (maximum) available for single-family homes. $10,000 (maximum) available for 2-4-family homes. Work Scope Incentive is paid directly to the contractor. Work must be performed through the Home Performance with ENERGY STAR® program.
  • May also be combined with option 1.

Erie County Energy Star® Income Limits
1 Person – $37,920.00
2 Person – $45,904.00
3 Person – $56,704.00
4 Person – $67,504.00
5 Person – $78,304.00
6 Person – $89,104.00
7 Person – $91,136.00
8 Person – $93,184.00
9 Person – $95,184.00
10 Person – $97,216.00

Option 3

Homeowner Financing Incentive

Homeowner receives a cash incentive of up to 10% of the workscope (eligible measures only). Incentive paid directly to homeowner by the New York State Energy Research and Development Authority (NYSERDA). Any 1-4 family home is eligible. Work must be performed through the Home Performance with ENERGY STAR® program.

May also be combined with option 1.