
We have affordable, flexible financing available for your home project. We view the improvement of your home as a sound investment, not as just another purchase. With economic inflation and the rising cost of materials, it has never been a better time to invest in your home. At Ivy Lea, we will make sure it happens quickly and responsibly.
Simple
Ivy Lea can get most approvals within 24 hours.
Flexible
Ivy Lea offers several different financing options.
We’ll help you find the one that’s best for you!
It’s An Investment
Any home improvement project will cost more the longer you wait due to inflation.
The time to improve your home is now.
You can afford the home improvements that you have always wanted.
Let Ivy Lea Construction, Inc. show you how!
Ivy Lea Construction, Inc. introduces our new financing option for an unsecured loan.
Projectline is the financing program from GE Money Bank specifically designed
for the home improvement industry. It provides homeowners with an attractive financing option that will make paying for home improvements a breeze.
Credit lines from $1,000.00 to $30,000.00, No application fees, No annual fees,
Low minimum monthly payments, No prepayment penalty, Open line of credit,
Keeps other lines of credit open

Improving the look and feel of your home has never been easier with Ivy Lea Construction’s low monthly payment financing plan. Below are examples of how we can help you stretch your budget and allow you to invest more into your home all with a comfortable and affordable low monthly payment.

Using Energy Star® products can help you save up to 40% on energy costs by improving your home’s insulation and heating system using Ivy Lea Construction, Inc. Energy Star® offers several financing options to help you get your home improvement projects started.
Option 1
Home Performance with ENERGY STAR® Financing
Low-interest, unsecured loan, for 1-to-2-family, owner occupied homes.
Up to $20,000 loan limit, 3, 5, 7, or 10-year term, 24-hour approval. Ask your contractor for current rate. Work must be performed through the Home Performance with ENERGY STAR® program.
Option 2
New York ENERGY STAR® Smart Loan Fund
Low-interest secure loans offered through local participating lenders.
Current interest rates are brought down by 4%.
Maximum loan terms of 20 years. Any 1-4 family homes eligible.
Work must be performed through the Home Performance with ENERGY STAR® program.
Option 3
Assisted Home Performance with ENERGY STAR® Work Scope Incentive
Available to income-qualified homeowners, as part of the Home Performance with ENERGY STAR® commitment to making energy efficiency affordable to all New Yorkers.
Can be combined with Option 1 or 2. $5,000 (maximum) available for single-family homes. $10,000 (maximum) available for 2-4-family homes. Work Scope Incentive is paid directly to the contractor.
Work must be performed through the Home Performance with ENERGY STAR® program.
Option 4
Homeowner Financing Incentive
Available to homeowners who choose not to use program financing options 1, 2 or 3.
Homeowner receives a cash incentive of up to 10% of the workscope (eligible measures only). Incentive paid directly to homeowner by the New York State Energy Research and Development Authority (NYSERDA). Any 1-4-family home is eligible.
Work must be performed through the Home Performance with ENERGY STAR® program.